The Fair Debt Collection Practices Act arms the little guy to defeat giant, unruly debt collection agencies. A real life David and Goliath scenario that few debtors know about.
Lately, a number of clients have reported being harassed at home and at work with phone calls from collection agencies after the collection agency knows that our law office represents the consumer client. We have also recently had situations wherein clients were sued in counties where they did not reside. Some clients have been charged finance charges or interest by the collection agency which they never agreed, with the original creditor, to pay. There is a federal law called the Fair Debt Collection Practices Act (FDCPA), which governs these matters. This strict liability law, the FDCPA, is very definite about what collection companies can and cannot do. We have successfully sought, and received, money damages from abusive Nebraska debt collection agencies for violating these federal consumer protection statutes. If you think that you may have a claim for an over-zealous collection practice, against you or your family, contact us for more information. We will be happy to stand up for you against the collection agency and protect your consumer right to be treated fairly and with dignity.