Requirements to File Chapter 7 Bankruptcy

August 1, 2019 | By Steffens Law Office
Requirements to File Chapter 7 Bankruptcy

To prevent abuse of bankruptcy protections, Nebraska has strict guidelines that determine when you can file a Chapter 7 bankruptcy.

A person is not permitted to file a Chapter 7 case unless he or she has, during the 180-day period prior to filing, received from an approved nonprofit budget and credit counseling agency an individual or group briefing that outlined the opportunities for available credit counseling and assisted the person in performing a budget analysis. This briefing may be conducted by telephone or on the Internet, if desired, and must be paid for by the person. 

When the Chapter 7 case is filed, a certificate from the agency describing the services provided to the person must be filed with the court.  A copy of any debt repayment plan prepared for the person by the agency must also be filed with the court. In emergency situations, the required credit counseling may be conducted after the case is filed.

Learn More About Your Bankruptcy Options

Steffens Law Office has extensive experience helping Nebraska residents file for Chapter 7 bankruptcy. If you're drowning in debt and need a fresh start, we can help. Contact us today to schedule a free, no-obligation case review.