chapter 7 discharge nebraskaA Chapter 7 discharge is the most common form of bankruptcy in the United States, but there are some limitations on who is eligible. While you may think you are eligible for chapter 7 discharge in Nebraska, check out the list of restrictions below to see if you qualify.

Restrictions on Chapter 7 Discharge in Nebraska

Any person who is qualified to file a bankruptcy case is eligible for a chapter 7 discharge in Nebraska except the following:

  • A person who has been granted a discharge in a chapter 7 case that was filed within the last 8 years.
  • A person who has been granted a discharge in a chapter 13 bankruptcy case that was filed within the last 6 years, unless 70 percent or more of the debtor’s unsecured claims were paid off in the chapter 13 case.
  • A person who files and obtains court approval of a written waiver of discharge in the chapter 7 case.
  • A person who conceals, transfers, or destroys his or her property with the intent to defraud his or her creditors or the trustee in the chapter 7 case.
  • A person who conceals, destroys, or falsifies records of his or her financial condition or business transactions.
  • A person who makes false statements or claims in the chapter 7 case, or who withholds recorded information from the trustee.
  • A person who fails to satisfactorily explain any loss or deficiency of his or her assets.
  • A person who refuses to answer questions or obey orders of the bankruptcy court, either in his or her bankruptcy case or in the bankruptcy case of a relative, business associate, or corporation with which he or she is associated.
  • A person who, after filing the case, fails to complete an instructional course on personal financial management.
  • A person who has been convicted of bankruptcy fraud or who owes a debt arising from a securities law violation.

Contact Our Nebraska Bankruptcy Attorneys Today!

If you are considering bankruptcy as a way to resolve your debt, the experienced Nebraska bankruptcy attorneys at Steffens Law Office can help you determine the best way to proceed. Contact our Nebraska brankruptcy law firm online today to schedule a free case review.

William V. Steffens
Nebraska Personal Injury & Bankruptcy Attorney With 34+ Years Of Experience